Fraud Detection Enhancement: Payslip Format Analyser

Overview

The Payslip Format Analyser is designed to help identify potentially manipulated or fraudulent payslips by detecting inconsistencies in document formatting from the same employer.

It focuses on identifying cases where multiple payslips associated with the same employer display different layouts, structures, or formatting styles—highlighting potential risks that may require further review.

How It Works

1. Detection of Format Inconsistencies
   1. The system analyses payslips submitted under the same employer.
   2. If multiple documents show differing layouts, structures, or formatting styles, they are flagged as inconsistent.
2. Example Scenario
   1. Payslips are submitted under the same employer's name and ABN.
   2. However, the document formats differ significantly (e.g., layout, structure).
   3. The system highlights this discrepancy as a potential risk indicator.

Key Steps

Step 1: Access the Portal

• Navigate to the section where client documents are submitted.

Step 2: Analyse the PAYSLIP Document

Step 3: Review Analysis Results

• Check the analysis results for flags indicating anomalies.
• Look for indicators such as placeholder data or invalid ABN numbers.

Step 4: Assess Risk Level

• Determine the risk level based on the analysis results.
• If the risk is 96% or higher, consider rejecting the application.

Step 5: Click the reject button to finalise the decision.

• If evidence of document fraud is clear, proceed to reject the application.
• Click the reject button to finalise the decision.

Cautionary Notes

• Always double-check the analysis results before making a final decision.
• Ensure that you are familiar with the common signs of document fraud to avoid false rejections.

Tips for Efficiency

• Familiarise yourself with the common inconsistencies found in PSLIPs to speed up the analysis process.
• Use keyboard shortcuts in the Shimmer Portal to navigate quickly between documents.

Key Benefit

This enhancement adds a layer of validation by identifying inconsistencies that may not be captured through traditional fraud checks alone, improving overall accuracy in detecting potentially altered or suspicious payslips.

Next Steps / Usage

• Review flagged payslips for layout inconsistencies when assessing applications.
• Combine insights from the Format Analyser with other fraud indicators for a more comprehensive evaluation.